Protect Your Insureds’ Most Important Investment

As today’s homes rapidly transform into smart homes stocked with high-tech equipment and systems, homeowners become more vulnerable. That’s why adding our homeowner’s equipment breakdown endorsement to existing homeowner policies is a simple, affordable and comprehensive solution to coverage gaps. Typically, homeowner policies exclude most electrical, mechanical and pressure system breakdowns. So when a loss occurs, the homeowner is responsible. When faced with the repair or replacement of these sophisticated appliances and systems, the costs could be staggering.

Peace of Mind

Our homeowners equipment breakdown coverage is unmatched in its coverage scope and flexibility. Our endorsement provides coverage for the real and personal property on a home’s premise. We even include off-premises coverage, where we’ll pay for the loss of covered property while away from a covered location.

Educate

We also help our partner companies educate their insureds by providing property loss prevention tips and other valuable information regarding equipment breakdown or systems failure.

Protect Personal Property and Vital Systems

Our simple and straightforward coverage endorsement protects:

• Appliances
• Electrical systems
• Garden tractors
• Heating and cooling systems
• Home electronics
• Personal computers
• Security systems
• Swimming pool equipment
• Water heaters
• Well pumps and more